Privacy Policy for Mortgage Claim Card Central
Last Updated: 2025-09-19
SECTION 1: DATA COLLECTION
- Types: We collect device information, such as the type of device you use to access our site bhlfs.xyz, cookies, and engagement metrics like how long you stay on a page and which pages you visit. We also collect your IP address, usage patterns, and data from optional newsletter sign – ups.
- Purpose: The main purposes of data collection are content improvement, making ads more relevant to you, and ensuring competition fairness on our platform. We use this data to understand what kind of content our users like and how we can make it better. For ads, we want to show you ads that match your interests. And in case of any competitions, we use the data to manage them fairly.
SECTION 2: THIRD – PARTY PARTNERS
- Required: We use Google services, specifically Google AdSense and Google Analytics. We participate in Google AdSense and utilize cookie – based advertising. Third – party vendors including Google use cookies to serve ads based on user visits to bhlfs.xyz and other sites. Google Analytics helps us understand how our users interact with our site.
- Optional: We may also use STEM competition platforms and optional social plugins on our site. These platforms and plugins may collect data from you when you interact with them.
SECTION 3: USER RIGHTS
- Opt – out: You have the right to opt – out of ad personalization. You can manage your ad settings by visiting Google’s Ad Settings at https://adssettings.google.com/.
- Data requests: If you want to access, correct, or delete your data, or have any other data – related requests, please contact us at [email protected].
SECTION 4: SPECIAL PROVISIONS
- Biotech/AI content disclaimer: Our site may contain content related to biotech, quantum computing, and AI. The data we collect in relation to this content is used in line with our overall data use policies. However, please note that the field of biotech and AI is constantly evolving, and we are committed to ensuring that we handle this data in an ethical and compliant manner.
- Youth education data safeguards: We do not target our services to users under 13 (in accordance with COPPA). We take extra care to protect any data related to STEM youth education. If we accidentally collect data from a user under 13, we will delete it immediately upon discovery.
COMPLIANCE NOTES
- GDPR: EU residents may request data portability. If you are an EU resident and want to transfer your data from our platform to another service, please contact us at [email protected].
- CCPA: California consumers have deletion rights. If you are a California consumer and want to request the deletion of your personal information, you can contact us at the above – mentioned email address.
- AdSense: Personalized ads require cookie consent. When you visit our site, you will be asked to consent to the use of cookies for personalized ads. You can always change your cookie settings or opt – out as described in the “Opt – out” section above.
Data Retention Practices
We retain your data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. This may vary depending on the type of data. For example, we may keep some basic usage data for a few months to analyze trends, while data related to competitions may be retained for a longer period in case of any disputes.
Cookie Management
We use cookies on our site. For more information about our cookie policy, see Cookie Policy. You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies. However, please note that blocking cookies may affect your experience on our site, such as preventing you from seeing personalized ads or some features may not work properly.
Remember, our privacy policy may be updated from time to time. We recommend that you check this page regularly to stay informed about any changes. We are committed to protecting your privacy and ensuring that all data is handled in a legally compliant and ethical manner, especially when it comes to STEM privacy and AI data ethics.